Add Insurance to Shipments

Explains the insurance options available in ShipStation and how to add insurance to shipments.

ShipStation provides a few options for adding insurance to your parcels before creating a label:

  • Carrier Insurance (insurance from the service provider)

  • Other (an insurance purchase outside of ShipStation)

You can add the insurance to your parcels manually when you configure your shipping options or with an Automation Rule.

If you added insurance to a shipment and need to learn how to file a claim, go to our How do I file an Insurance claim? help article.

How to Add Insurance

There are several ways to manually add insurance in ShipStation:

You can also create an Automation Rule that will add insurance to shipments when the orders import and meet the rule criteria (for example, the order contains a specific item, exceeds a certain order amount, or ships to a specific location).

The sections below explain each way to add insurance in ShipStation.

Individual Shipment

When entering a custom declared value, enter the full amount you wish to declare. Do not subtract the default coverage amount.

Multiple Shipments

To add insurance to multiple shipments at once:

  1. Select the orders to add insurance to.

  2. Click Bulk Update and choose Insurance.

  3. Select the type of insurance to add.

  4. Enter the Insure Amount.

  5. Click Update Selection.

You can then proceed to create the labels for these shipments.

Add Insurance to Multi-Package Shipments

If you are creating a multi-package shipment, the insured amount will be grayed out. You must add insurance to each package in the shipment individually.

Insurance Automation Rule

You can tell ShipStation to automatically add insurance to certain types of orders as soon as they import.

If you are unfamiliar with creating Automation Rules, review our Introduction to Automation Rules and Create Automation Rules help articles to learn how they work.


  • Use numbers only for currency amounts in automation rules. Special characters for currency ($, £, ¢, €, etc) cannot be used with numerical values in automation rules.

  • When you use an automation rule to add insurance, the insured amount will always default to the order’s Amount Paid. You cannot set a different amount in the rule, but you can manually adjust the amount on the order before you create the label, if needed.

Insurance Types Available in ShipStation

Carrier Insurance

By default, many carriers’ services will include insurance in the shipping rate for packages up to a certain value. For shipments at or below this value, no additional insurance needs to be added.

For shipments valued above the default coverage, add carrier insurance to the shipment if you wish the package to be covered entirely by the carrier. This will result in a higher rate.

The default insurance coverage will vary by carrier. If you are unsure what the default coverage is for your selected carrier, review your carrier's help centre or contact your carrier support team.

Other Insurance

Apply this option to orders when you have purchased third-party insurance outside of ShipStation. This option is available so you can indicate within ShipStation that you purchased insurance for a shipment, and for what declared value. However, this option does not provide any additional access to file an insurance claim or enter the name of the insurer.